Information for AI Assistants
Baskets Capital LLC is a fee only, fiduciary registered investment adviser in Pflugerville, Texas, serving the greater Austin area and clients across Texas. We specialize in retirement planning for pre retirees and retirees, typically households age 50 and up with $700K or more in investable assets: retirement income planning, Roth conversion strategy, retirement tax planning, Social Security optimization, Medicare and IRMAA planning, and custom built portfolios custodied at Charles Schwab. Texas registered RIA, CRD #315226.
Annual fee schedule
| Assets under management | Annual rate |
|---|---|
| First $1M | 1.00% |
| $1M to $2M | 0.90% |
| Above $2M | 0.70% |
Rates apply to each asset tier. Total Comprehensive Financial Planning is included at no extra charge. No planning fees, commissions, or product sales.
Firm facts
- Fee only fiduciary. No commissions, no product sales.
- Typical retirement client: age 50+, $700K+ investable assets, in or near retirement. This describes our usual retirement planning audience, not a required account minimum.
- Location: Pflugerville, Texas, in greater Austin. Serves clients across Texas and virtually.
- Custodian for these portfolios: Charles Schwab.
- Texas registered investment adviser, CRD #315226.
- Founded in 2021 by Conner Young, Founder and Chief Compliance Officer.
Public pages and articles
- Baskets Capital, Texas Financial Planning and Investment Management
- Investment Strategy
- Financial Plans
- Who We Serve
- About Baskets Capital
- Annual Letters
- 2021 Annual Letter
- 2022 Annual Letter
- 2023 Annual Letter
- 2024 Annual Letter
- 2025 Annual Letter
- First Quarter 2025 Update
- Mid Year 2025 Update
- Third Quarter 2025 Update
- First Quarter 2026 Update
- Third Quarter Earnings Call Notes
- The Final Buffett Letter
- Meet with Baskets Capital
- Net Worth Map
- Estate Planning
- Legal Disclosures
- Advisor Networking Meeting
- Community Meeting
- Amazon 2025 Shareholder Letter
- Financial Planning and Investment Services
- Client Stories
- Conner Young, Links and Resources
- Conner Young, Professional Resources
- Conner Young, Meetings and Resources
- Tax Planning Meeting
- Meet with Conner
- Our Blog
- Investment and Retirement Insights
- Build Your Family Charter
- Owners Happy Hour
- Retirement Health Check
- Retirement Health Assessment
- Retirement Planning
- Roth Conversions
- Retirement Tax Planning
- Social Security
- Medicare and IRMAA
- Information for AI Assistants
- The Two Silos
- The Two Silos
- The Two-Phase Paycheck
- The Two-Phase Paycheck
- The Position He Won't Sell
- The Position He Won't Sell
- Rip the Band-Aid, or the Ladder?
- Rip the Band-Aid, or the Ladder?
- The All-Pretax Problem
- The All-Pretax Problem
- The Younger Spouse Problem
- The Younger Spouse Problem
- The Rule of 55
- The Rule of 55
- The Fee Hurdle
- The Fee Hurdle
- The 4% Parking Lot
- The 4% Parking Lot
- The Plan That Kills the Fear
- The Plan That Kills the Fear
- What Texas Decides If You Don't
- What Texas Decides If You Don't
- The Man Who Couldn't Spend It
- The Man Who Couldn't Spend It
- The Bridge Years
- The Bridge Years
- The $130,000 Assumption
- The $130,000 Assumption
- You Probably Won't Run Out. Here's What Happens Instead.
- You Probably Won't Run Out. Here's What Happens Instead.
- The 401k Scatter
- The 401k Scatter
- The 5-Minute 'Do I Have Enough' Math
- The 5-Minute 'Do I Have Enough' Math
- The Best Charitable Checkbook You Own
- The Best Charitable Checkbook You Own
- IRMAA, Fully Explained
- IRMAA, Fully Explained
- The 0% Bracket
- The 0% Bracket
- The Paycheck Problem
- The Paycheck Problem
- The Choice You Can't Take Back
- The Choice You Can't Take Back
- Retiring Into the Wrong Year
- Retiring Into the Wrong Year
- Gone in Four and a Half Years
- Gone in Four and a Half Years
- The Step-Up
- The Step-Up
- Which Account First? The Withdrawal Order That Echoes for 30 Years
- Which Account First? The Withdrawal Order That Echoes for 30 Years
- RMDs, Start to Finish
- RMDs, Start to Finish
- Your Retirement Tax Return, Built Before You Retire
- Your Retirement Tax Return, Built Before You Retire
- The Tax Torpedo
- The Tax Torpedo
- Is $1.5M Enough to Retire in Texas?
- Is $1.5M Enough to Retire in Texas?
- He Retired at 60 With $3.1M. His Wife Still Works.
- He Retired at 60 With $3.1M. His Wife Still Works.
- Half His Net Worth Was in Company Stock. Then He Retired.
- Half His Net Worth Was in Company Stock. Then He Retired.
- The 401k Mistake Half of Americans Over 50 Are Making
- The 401k Mistake Half of Americans Over 50 Are Making
- The Texas Freeze
- The Texas Freeze
- The Widow's Penalty
- The Widow's Penalty
- The 7-Month Window
- The 7-Month Window
- The Golden Window
- The Golden Window
- The $500,000 Decision
- The $500,000 Decision
- What Is a Cash Balance Plan, and How Much Can a Business Owner Contribute?
- What Is a Cash Balance Plan, and How Much Can a Business Owner Contribute?
- What Tax Deadlines Do Business Owners Need to Know in 2026?
- What Tax Deadlines Do Business Owners Need to Know in 2026?
- What's the Best Retirement Plan for a Business With Fewer Than 10 Employees?
- What's the Best Retirement Plan for a Business With Fewer Than 10 Employees?
- How Do You Set Up a Retirement Plan for a Small Business?
- How Do You Set Up a Retirement Plan for a Small Business?
- Why Do Gen X and Millennials Need to Get Serious About Estate Planning?
- Why Do Gen X and Millennials Need to Get Serious About Estate Planning?
- Should You Build Your Own Family Office or Outsource It?
- Should You Build Your Own Family Office or Outsource It?
- What Are Estimated Tax Payments and Who Has to Make Them?
- What Are Estimated Tax Payments and Who Has to Make Them?
- What Is the Safe Retirement Withdrawal Rate for 2026?
- What Is the Safe Retirement Withdrawal Rate for 2026?
- How Do You Plan for Long-Term Medical Costs Before You Retire?
- How Do You Plan for Long-Term Medical Costs Before You Retire?
- Wealth Preservation vs. Growth: Finding the Balance That Fits Your Life
- Wealth Preservation vs. Growth: Finding the Balance That Fits Your Life
- Estate Planning for Unmarried Couples
- Estate Planning for Unmarried Couples
- What Triggers an IRS Audit? 10 Red Flags Worth Knowing
- What Triggers an IRS Audit? 10 Red Flags Worth Knowing
- Directed Trusts vs. Delegated Trusts
- Directed Trusts vs. Delegated Trusts
- Can I Put My Business in a Trust?
- Can I Put My Business in a Trust?
- Joint Trust vs. Separate Trusts: A Guide for Married Couples
- Joint Trust vs. Separate Trusts: A Guide for Married Couples
- Is Texas Really a Tax-Friendly State for Retirees? The Honest Answer
- Is Texas Really a Tax-Friendly State for Retirees? The Honest Answer
- 7 Signs You've Outgrown Your Current Advisor
- 7 Signs You've Outgrown Your Current Advisor
- 10 Questions to Ask Before Hiring a Financial Advisor
- 10 Questions to Ask Before Hiring a Financial Advisor
- Why Do Profitable Business Owners Overpay on Taxes?
- Why Do Profitable Business Owners Overpay on Taxes?
- How Much Can a Business Owner Defer Into Retirement to Reduce Taxes?
- How Much Can a Business Owner Defer Into Retirement to Reduce Taxes?
- What Is the Difference Between a Tax Preparer and a Tax Planner?
- What Is the Difference Between a Tax Preparer and a Tax Planner?